Sharon  Mason

Sharon Mason


HomeLife Benchmark Titus Realty

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New stress test level makes it harder to qualify for a mortgage in Canada

Higher bar for stress test will reduce pool of qualified borrowers and cool the real estate market

It's a bit harder to qualify for a home loan as of today, as the federal government has raised the minimum financial bar that anyone applying for a mortgage must meet.

Staging Your Home to Sell While Still Living in It

Model homes give us a false reality of staging your home while living in it. There are a few key things that you can do to keep your house ready for showings so that it sells faster while ensuring it’s still comfortable to live in at the same time. Take staging your home as an opportunity to declutter, get rid of unwanted items, and get a head start on packing.

Millennials Far More Willing to Offer "Over Asking" Than Other Generations

Fast-paced bidding wars became the norm over the past year as Canada’s red-hot real estate market continued to see demand outstrip supply, and it appears that millennials are the ones who are far more willing to submit bids over asking price than older generations. Amid Canada’s consistently competitive market, a recent read more | login or register to post comments

5 Reasons Why Presale Properties are Becoming Even More Attractive

From first-time homebuyers to investors and downsizers, presale properties are becoming an extremely attractive opportunity in today’s real estate market. Pre-construction properties have yet to be built, so the process and experience of buying are entirely different from that of a standard re-sale transaction. Buying a presale property means that you are buying the rights to a future home, which comes with several significant benefits.

TIMELESS INFO: How Assessments and Appraisals Differ

Sometimes homeowners are genuinely surprised by the variation in the values attributed to their house or condo. Part of the reason for this confusion is the source and type of the value report. A property assessment by your municipality is likely undertaken to determine rates for taxation. or to identify areas requiring infrastructure or sevices.

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